TI reserves the right to modify this Policy at any time, in its sole and absolute discretion, with or without prior notice. Continued use of the TIServices, LLC website (www.comparetitlecompanies.com) ("Website") by You constitutes Your acceptance of this Policy and of any revisions to this Policy. Please check this page regularly. TI may not send or post notices of updates to this Policy.
The Website allows You and other title insurance consumers and their advisors (e.g. lenders, mortgage brokers, real estate brokers, and attorneys) ("You" and/or "Users") to locate a title company and to generally estimate the typical closing and ancillary fees and title insurance rates (these fees and rates to be displayed on the Website and herein referred to as "Quotes" and each a "Quote") and compare the Quotes of various Colorado title companies ("Comparisons"), including title companies that subscribe to TI's services ("- Subscribers") and certain, listed title companies that may not subscribe to TI's services ("Non-Subscribers"). Through an active Web- site link, Users also may be able to request additional information and services from a Subscriber.
This section summarizes TI's privacy practices. For more detail, please read the entire Policy.
For purposes of this Policy, the "information" You provide refers to information You provide for and on behalf of Yourself and/or for and on behalf of others, such as Your clients or customers.
TI collects information about You and from You in order to provide you with Comparisons and/or to allow You or others to request and receive products and/or information from Subscribers and possibly also from Non-Subscribers.
This information collected is called "Nonpublic Personal Information" if it identifies You and is not available to the public. Depending on the purpose of Your use of the Website, We collect it from some or all of the following sources. We have provided a few examples for each source, but not all may apply to You.
Disclosures include those We feel are necessary to: a) provide the services to Subscribers as described in the "Subscription Terms and Conditions;" b) allow Subscribers and possibly also Non-Subscribers to provide You with their services; c) prevent fraud; d) perform research; or, e) or comply with the law. Recipients include, for example: TI's affiliates, agents, contractors, employees, and service providers; Subscribers and their affiliates, agents, contractors, employees, service providers, and underwriters; TI service providers; law enforcement; courts, and government agencies. These parties may disclose the information to others as permitted by law or as necessary to provide the services. For example, Subscribers may disclose transaction information received through the Website to insurance companies with which they do business.
Where permitted by law, TI may also disclose enrollment or transaction information to service providers that help TI market its services.
TI makes no representation or warranty with respect to how Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters will use Your information.
TI restricts access to Your Nonpublic Personal Information to its affiliates, agents, contractors, employees, and service providers and others TI feels must have access to it to provide TI's products and services. TI also maintains physical, electronic and procedural safeguards to protect Your information. TI makes no representation or warranty with respect to how Subscribers or Non-Subscribers or their affiliates, agents, contractors, employees, service providers, and underwriters will protect Your information.
When You visit or use the Website, You may see messages tailored to Your specific city, county, or other location. We may be able to identify Your general geographic location using a system that recognizes and pinpoints the location of publicly routed IP addresses (the unique numbers computers use to communicate with other devices on computer networks) or through information You input. Although We can identify Your location, We do not receive Your personal information. We identify Your location only to provide You with information tailored to what TI presumes to be Your desired information.
When You visit the Website, We use the information We collect to provide services to You and Subscribers. We use Website information to help understand what You want. We also use Website information to analyze use of the Website. Information that does not identify You, or that You give us for surveys, may be used for marketing purposes.
You can choose to have Your computer warn You each time a cookie is being sent, or You can choose to reject all cookies. You do this by changing the settings on Your browser (e.g., Internet Explorer, Netscape, Mozilla Firefox, etc.). If You choose to reject cookies, some of our services may not function properly.
TI collects Your e-mail address so that We and/or Subscribers and/or Non-Subscribers can send You e-mails concerning Your transactions and other information We or the Subscribers and/or Non-Subscribers think You will find useful.
To ensure You get e-mails, TI or its Subscribers and/or Non-Subscribers' service provider(s) may receive confirmations when You open them or click through e-mail links. These confirmations may also show whether Your e-mail system supports graphics, so TI or its Subscribers and/or Non-Subscribers can tailor messages to You.
TI makes no representation or warranty regarding Subscribers or Non-Subscribers' use of Your e-mail address or emails.
To the extent You are using the Website for and/or on behalf of a third party (such as for one of Your clients or customers), You represent and warrant You have full authority from such third party to use the Website on their behalf and to provide information about them in connection with that use and further agree to defend, hold harmless, and indemnify TI from and against any claims by such third party related to Your use of the Website on their behalf.
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